Privacy Policy

Incognito Money Saver AI is not a course, not a coaching program, not a financial service, and not a banking application.

It is a digital AI assistant access product that helps users with everyday savings-related tasks, such as comparing options, reviewing subscriptions, finding cheaper alternatives, using what they already have, and tracking potential savings wins.

We do not ask users to provide:

• bank login details
• Social Security number
• full credit card numbers
• bank account numbers
• routing numbers
• full legal name
• sensitive financial documents
• passwords
• private IDs
• unnecessary personal information

Users are responsible for not sharing sensitive personal or financial information when interacting with the AI assistant.

Payments are processed by a third-party payment processor such as Stripe.

We do not directly collect, store, or process full payment card details on our website. Payment information is handled by the payment processor according to its own security standards, privacy policy, and terms.

After payment, the customer receives access to Incognito Money Saver AI through an AI assistant link.

The AI assistant may operate on a third-party AI platform such as ChatGPT. Use of that platform may also be subject to the platform's own terms, privacy policy, and account requirements.

Users should not upload or share sensitive personal, banking, legal, medical, or confidential information with the AI assistant.

Users may choose to upload photos or screenshots for practical assistance, such as:

• fridge or pantry photos
• product photos
• shopping cart screenshots
• Marketplace screenshots
• clothing or outfit screenshots
• redacted bills
• redacted repair estimates
• redacted subscription screenshots

Before uploading any bill, receipt, repair estimate, financial screenshot, or order screenshot, users should cover or remove private details, including:

• full name
• address
• account numbers
• card numbers
• routing numbers
• Social Security number
• order numbers
• policy numbers
• payment details
• private IDs
• passwords
• any other sensitive personal information

The website may use cookies or similar technologies to improve site functionality, understand general visitor behavior, analyze performance, and support payment or checkout functionality.

Users may disable cookies in their browser settings. Some website features may not work properly if cookies are disabled.

Information may be used to:

• provide access to the digital product
• process payments through a third-party payment processor
• improve website functionality
• understand general website performance
• provide post-purchase access information
• maintain security and prevent misuse

We do not sell users' personal information.

The website and product may rely on third-party services, including but not limited to:

• payment processors
• website hosting providers
• analytics tools
• AI platforms
• email delivery tools, if used for access delivery

These third parties may process information according to their own privacy policies and terms.

Incognito Money Saver AI does not require a bank connection.

The product is designed to help users make smarter everyday spending decisions without linking bank accounts or sharing sensitive financial credentials.

Incognito Money Saver AI does not provide financial, investment, tax, legal, insurance, medical, or professional advice.

The product provides practical everyday savings suggestions and general informational assistance. Users are responsible for their own decisions.

We take reasonable steps to protect the website and digital access flow. However, no website, internet transmission, payment system, or AI platform can guarantee 100% security.

Users should protect their own information by not sharing sensitive personal or financial details.

This product is intended for users who are at least 18 years old.

We do not knowingly collect information from children under 13.

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised "Last updated" date.

This website and digital product are operated by:

Olga Amraie
Irvine, CA 92618

© 2026 Olga Amraie. All rights reserved.